Accident insurance

We always welcome pleasant surprises, but we are never quite prepared for the accidents that can happen at any moment – whether it’s at work or when we’re doing sports and other activities. Of course, an insurance policy cannot prevent an accident, but it can help to alleviate the financial hardship that follows, which is one of the main reasons for taking out insurance.

The most basic protection provided by accident insurance consists of payouts in the event of death or disability:

The death benefit is paid if the death is caused by an accident and the accident is reported on the same day or within 1-3 years after the accident at the latest.
Permanentdisability – if the accident results in a permanent impairment or disability.

As additional safeguards you can choose from:

  • Financial compensation for damage to health – paid as a lump sum, according to the financial compensation table.
  • Daily allowance – payout in the event of temporary incapacity for work lasting more than 7-8 days as a result of an accident.
  • Reimbursement of medical expenses – covers medical services not reimbursed by the sickness insurance fund (if they are related to an accident).

The level of risk, the insurance limits and the size of premiums depend on the following factors:

  • Nature of work and position
  • Level of involvement in sport (professional or recreational)
  • Chronic illnesses or previous accidents
  • Period of cover: 24 hours a day, during working hours or outside working hours only.
  • Salary level

Travel insurance

On the basis of this application, we will send you a travel insurance offer. Please fill in all the boxes marked with an asterisk and check that the information is correct! If you have any further questions, we will contact you by phone or email.

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Use of the small boat

You can attach a registration certificate

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Small boat insurance

On the basis of this application, we will send you a motor insurance quote. Please fill in all the boxes marked with an asterisk and check that the information is correct! If you have any further questions, we will contact you by phone or email.

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Required fields

Thank you for providing more detailed information

Use of the small boat

You can attach a registration certificate

Click or drag a file to this area to upload.

Consent to the processing of customer personal data

I hereby give my consent to Kominsur Kindlustusmaakler OÜ, registration code 11111547, to collect, use, store, erase and retain my personal data for the purpose of providing Kominsur Kindlustusmaakler OÜ’s services (e.g. insurance services) for the period of time and, in cases prescribed by law, after the initial processing, for as long as necessary for the provision of the service, in the legitimate interests of Kominsur Kindlustusmaakler OÜ, or for the period of time specified by the legislation of the Republic of Estonia, if necessary.

I agree that the data collected herein may be disclosed to third parties where this is necessary for the processing of the data for the purposes set out in this consent or where such an obligation is required by applicable law.

I confirm that I have made my personal data available to this company. I have been informed that I have the right to request that my data be updated at any time, to request information about the use of my data, as well as to withdraw this consent and request the deletion of my data.