Liability insurance

Liability insurance protects the insured against damage to property or health caused to third parties.

Sometimes the damage caused can amount to considerable sums and, without insurance, can cause significant financial loss to the company. Regardless of the sector in which the insured person operates, there is always a risk of damage to third parties.

  • Product liability insurance covers damage to third parties caused by a product.
  • Employer’s liability insurance covers the employer’s liability in the event of injury to a worker. Occupational diseases can also be included under this cover.
  • Liability of the railway owner – According to the amendment to the Railways Act (27.01.2010), all railway owners must have a liability insurance policy. This policy covers potential damage to third party property (including private persons) and environmental pollution.
  • Comprehensive insurance – The insurer undertakes to compensate the insured for damage caused by him/her to the property or health of third parties. In the case of professional activities, the damage may arise as a result of the insured person’s business activities.
  • Compulsory professional liability insurance (bailiff, notary, auditor) – Lawyers, notaries, auditors, etc. may be at greater risk than other professions and are required by law to have liability insurance.
  • Event organiser’s insurance – Compensates third parties for personal injury and damage to property when organising a public event.
  • Liability of tenant or lessee – Liability of the tenant to the lessee or vice versa. The policy covers damage to property and health, compensation for medical expenses, loss of income due to temporary or permanent incapacity and funeral expenses.

Travel insurance

On the basis of this application, we will send you a travel insurance offer. Please fill in all the boxes marked with an asterisk and check that the information is correct! If you have any further questions, we will contact you by phone or email.

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Use of the small boat

You can attach a registration certificate

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Small boat insurance

On the basis of this application, we will send you a motor insurance quote. Please fill in all the boxes marked with an asterisk and check that the information is correct! If you have any further questions, we will contact you by phone or email.

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Required fields

Thank you for providing more detailed information

Use of the small boat

You can attach a registration certificate

Click or drag a file to this area to upload.

Consent to the processing of customer personal data

I hereby give my consent to Kominsur Kindlustusmaakler OÜ, registration code 11111547, to collect, use, store, erase and retain my personal data for the purpose of providing Kominsur Kindlustusmaakler OÜ’s services (e.g. insurance services) for the period of time and, in cases prescribed by law, after the initial processing, for as long as necessary for the provision of the service, in the legitimate interests of Kominsur Kindlustusmaakler OÜ, or for the period of time specified by the legislation of the Republic of Estonia, if necessary.

I agree that the data collected herein may be disclosed to third parties where this is necessary for the processing of the data for the purposes set out in this consent or where such an obligation is required by applicable law.

I confirm that I have made my personal data available to this company. I have been informed that I have the right to request that my data be updated at any time, to request information about the use of my data, as well as to withdraw this consent and request the deletion of my data.