{"id":3372,"date":"2025-04-05T21:38:06","date_gmt":"2025-04-05T21:38:06","guid":{"rendered":"https:\/\/kominsur.colparad.com\/finants-ja-garantiikindlustus\/"},"modified":"2025-11-21T11:44:22","modified_gmt":"2025-11-21T11:44:22","slug":"finants-ja-garantiikindlustus","status":"publish","type":"page","link":"https:\/\/kominsur.ee\/en\/finants-ja-garantiikindlustus\/","title":{"rendered":"Financial and guarantee insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3372\" class=\"elementor elementor-3372 elementor-1801\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25b7d045 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25b7d045\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-459a500f elementor-hidden-tablet elementor-hidden-phone\" data-id=\"459a500f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be2bb06 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be2bb06\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-bbbd296\" data-id=\"bbbd296\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5390f20 elementor-nav-menu__align-start sticky-menu elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"5390f20\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-background e--animation-sweep-right\">\n\t\t\t\t<ul id=\"menu-1-5390f20\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4559\"><a href=\"https:\/\/kominsur.ee\/en\/ariklient\/\" class=\"elementor-item\">Business client<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4560\"><a href=\"https:\/\/kominsur.ee\/en\/ettevotte-varakindlustus\/\" class=\"elementor-item\">Property insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4561\"><a href=\"https:\/\/kominsur.ee\/en\/vastutuskindlustus\/\" class=\"elementor-item\">Liability insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4562\"><a href=\"https:\/\/kominsur.ee\/en\/transpordikindlustus\/\" class=\"elementor-item\">Transport insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4563\"><a href=\"https:\/\/kominsur.ee\/en\/veosekindlustus\/\" class=\"elementor-item\">Cargo insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4569\"><a href=\"https:\/\/kominsur.ee\/en\/cmr-ja-ekspedeerija-vastutuskindlustus\/\" class=\"elementor-item\">Carriers and Freight Forwarders liability<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4570\"><a href=\"https:\/\/kominsur.ee\/en\/personalikindlustus\/\" class=\"elementor-item\">Employee Insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4571\"><a href=\"https:\/\/kominsur.ee\/en\/ehituskindlustus\/\" class=\"elementor-item\">Construction All Risks Insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4572\"><a href=\"https:\/\/kominsur.ee\/en\/korteriuhistu-kindlustus\/\" class=\"elementor-item\">Housing Association Insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4573\"><a href=\"https:\/\/kominsur.ee\/en\/finants-ja-garantiikindlustus\/\" class=\"elementor-item\">Financial and guarantee insurance<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-5390f20\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4559\"><a href=\"https:\/\/kominsur.ee\/en\/ariklient\/\" class=\"elementor-item\" tabindex=\"-1\">Business client<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4560\"><a href=\"https:\/\/kominsur.ee\/en\/ettevotte-varakindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Property insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4561\"><a href=\"https:\/\/kominsur.ee\/en\/vastutuskindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Liability insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4562\"><a href=\"https:\/\/kominsur.ee\/en\/transpordikindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Transport insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4563\"><a href=\"https:\/\/kominsur.ee\/en\/veosekindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Cargo insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4569\"><a href=\"https:\/\/kominsur.ee\/en\/cmr-ja-ekspedeerija-vastutuskindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Carriers and Freight Forwarders liability<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4570\"><a href=\"https:\/\/kominsur.ee\/en\/personalikindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Employee Insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4571\"><a href=\"https:\/\/kominsur.ee\/en\/ehituskindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Construction All Risks Insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4572\"><a href=\"https:\/\/kominsur.ee\/en\/korteriuhistu-kindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Housing Association Insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4573\"><a href=\"https:\/\/kominsur.ee\/en\/finants-ja-garantiikindlustus\/\" class=\"elementor-item\" tabindex=\"-1\">Financial and guarantee insurance<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-236ba80\" data-id=\"236ba80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1550d7f elementor-widget elementor-widget-heading\" data-id=\"1550d7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial and guarantee insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b5197b elementor-widget elementor-widget-text-editor\" data-id=\"8b5197b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"t005A__descr t-descr t-descr_xs t-opacity_50\"><div class=\"t005A__descr t-descr t-descr_xs t-opacity_50\"><div class=\"t005A__descr t-descr t-descr_xs t-opacity_50\"><div class=\"t005A__descr t-descr t-descr_xs t-opacity_50\">More recently, the use of public works insurance has increased. This is particularly true for subcontractors. Contracts usually contain a specific clause on guarantee insurance. By taking out such insurance, the insurer undertakes to indemnify the insured in the event of the insured ceasing its activities without fulfilling its contractual obligations (e.g. in the event of bankruptcy).   <\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3a9bc87\" data-id=\"3a9bc87\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financial and guarantee insurance More recently, the use of public works insurance has increased. This is particularly true for subcontractors. Contracts usually contain a specific clause on guarantee insurance. By taking out such insurance, the insurer undertakes to indemnify the insured in the event of the insured ceasing its activities without fulfilling its contractual obligations [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3372","page","type-page","status-publish","hentry"],"blocksy_meta":{"page_title_panel":"","has_hero_section":"disabled","0df2dca53447789c9966a9ee2482ae8e":"","hero_section":"type-1","hero_elements":[{"id":"custom_title","enabled":true,"heading_tag":"h1","title":"Home"},{"id":"custom_description","enabled":true,"description_visibility":{"desktop":true,"tablet":true,"mobile":false}},{"id":"custom_meta","enabled":false,"meta_elements":[{"id":"author","enabled":true,"label":"By","has_author_avatar":"yes","avatar_size":25},{"id":"post_date","enabled":true,"label":"On","date_format_source":"default","date_format":"M j, 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