Transport Insurance
Every business regardless of its activities requires insurance cover. We offer Corporate Clients following Transport insurance solutions:

  • Motor third party liability
  • CASCO
  • Vessels (sea, river), motor boat and yacht insurance
  • Railway rolling stock
  • Aviation


Compulsory Motor Liability Insurance
Vehicle third party liability (TPL) insurance is compulsory for every registered vehicle using roads intended for traffic.

Vehicle TPL policy works in case of a traffic accident: with the help of the policy guilty party answers for damages caused. Damage can be inflicted not only on other vehicle, but also to road signs, fences and other property of third parties. Besides property damage policy covers expenses on medical treatment of a driver guilty in an accident, pedestrian, bicyclist.

Standard policy is valid on the territory of not only European Union and European Economic Area, but also in Israel, Ukraine, Moldova, Turkey and other countries. As policy is issued in Estonian, we recommend to take abroad "Green Card" (international variant of a policy), which is free of charge.

Vehicle insurance (CASCO)
Motor Insurance policy is an opportunity to receive a compensation of expenses paid for restoration of a vehicle in case of an unforeseen event can be insured against:

  • fire
  • traffic accident, collision, unfortunate parking
  • natural catastrophes (hail, storm)
  • theft, robbery
  • vandalism – unlawful actions of third parties
  • glass breakage
Insurance cover may be extended to include:
  • compensation for a replacement car in case repair works of an insured vehicle last more than 3 days (Estonia only)
  • new value cover – fixing value of a newly bought car for the first insurance year (Estonia only)
  • cover for additionally installed equipment
  • technical help

In case of leasing or credit agreement such a policy is obligatory.
Any vehicle not older than 12 years old and registered can be insured in Estonia.

Before purchasing a Motor Insurance policy contact us to get an offer from all Insurers. We also help our Clients in case of a claim.

Insurance of railway rolling stock
Cover for rolling-stock is necessary to its owners, operators, and, if requested, to credit & leasing institutions. We will offer the optimum cover for wagons, tanks, rolling-stocks, locomotives and other railway equipment against damage, loss. The standard policy may be extended to cover additional perils.

Basic cover includes:

  • physical loss (wreck, collision, running-down, derailment, accidents during service and stops)
  • fire, explosion
  • natural catastrophes
  • unlawful acts of third parties

© 2023 Kominsur Insurance Broker Ltd.
Kominsur Kindlustusmaakler OÜ


info@kominsur.ee
+372 66 44 388

Kominsur Kindlustusmaakler Latvijas Filiāle


riga@kominsur.lv
+371 67 582 203

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